Advanced freelancer pricing

Freelance Rate Calculator

Turn income goals, non-billable time, benefits, business expenses and project risk into a practical pricing floor.

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Rate model

Build a sustainable freelance rate

Country / market Currency Desired annual take-home income Annual business expenses Benefits, insurance and retirement Tax and reserve buffer (%) Working days per week Working hours per day Working weeks per year Billable utilisation (%)The rest covers sales, admin, learning and unpaid work.

Project and growth settings

Target profit cushion (%) Estimated project hours Rush multiplier Retainer discount (%)

Recommended target hourly rate $0.00

Required annual revenue$0.00

Billable hours/year0

Target day rate$0.00

Monthly retainer$0.00

Project quote$0.00

Rush project quote$0.00

This is a financial planning floor, not a market-rate guarantee. Experience, demand, scope risk and client value can justify a higher rate.

Built around real billable capacity

The calculator separates working time from billable time, includes business costs and benefits, then shows minimum, target, project, rush and retainer pricing. Country selection configures the currency only; tax obligations must be entered as your own planning buffer.